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If you never read another one of my posts, this one requires your attention. Currently, your Extended Health and Dental premium and benefits are not taxable to your employees.  The Liberal Government is wanting to tax these premiums, which means that not only will the employee's premium be taxable but CPP and EI will be required as well.  I would like…

The Wawanesa Diversity Employee Benefit Program is an innovative group insurance plan designed for employers with 3 to 9 employees. Eligibility No industry is excluded, and, no family content restrictions apply. A minimum of three eligible employees must be enrolled at all times. An Employee must earn the minimum hourly wage as legislated in their…

All add up to my Blog for the past 3 weeks not being completed. I would like to wish everyone a Happy New Year and all the Best for 2017! 2016 was a record year for Glendinning Insurance Services and along with that were some key changes.  Our new office and Carrigan coming to work with Glendinning…

I was raised in a Catholic Family so I feel that at this time of year I should honour my roots, so I will wish everyone Merry Christmas. Whatever the season means to you, I hope it brings peace and love to you, your family and friends. Our office hours over the holiday season will…

If you have a minimum of 150 employees participating in your employee benefit program, you can offer them a Modular Flex Plan.  The pooled benefits which are the Life, AD&D, Dependent Life, Long Term Disability and Critical Illness are a base plan that all employees must participate in.  These pooled benefits are normally paid for by…

Pacific Blue Cross put out an Information Update on changes to Fair PharmaCare's Reference Drug Plan (RDP).  If an employee has a comprehensive drug plan, this change will not be noticed by the them, however, the employer will see this cost shift in their Employee Benefit Programs. What is the Reference Drug Plan (RDP) Program? RDP…

Thank you Benefits By Design for bringing attention to the article on Our Changing Labour Force , published by Benefits Canada.  Forbes also has provided a great article on the needs of the Millennials, "How To Create A Benefits Plan That Appeals To The Young And Cool". On one hand I continue to read about the increasing usage and…

What does Remembrance Day mean to you? As I have mentioned several times, I live a very blessed life and I can't say that war crosses my mind very often.  This is a day that I like to give thanks to all of the soldiers that have allowed me to continue to live this amazing…

If you have employees working and travelling abroad it is easy to ensure that Health and Dental coverage is there for the employees and their families.  Empire Life has teamed up with Met Life to provide comprehensive Expatriate Insurance. Don't forget about those employees who are coming from a foreign country to work in Canada. …