trusted advocates

Life Insurance

We work with you to ensure that we first establish your need for Life Insurance, such as taxes and family dynamics.  Once your Life Insurance need is established, we can work with you and your other advisors to ensure we use the Life Insurance in the most tax effective way. 

Reasons To Purchase Life Insurance

  • Executive Benefits
  • Key-Person Protection
  • Buy-Sell Agreement Funding
  • Funding Capital Gains Tax on a Business at Death of an Owner
  • Wealth Creation
  • Individual Life Insurance Policy
  • Family Life Insurance Policy

As a Business Owner the Tax Incentives have been limited by our Government. Did you know that you can use a Life Insurance Policy to protect your family and your future income?

If you have retained earnings in your business and are looking for options, a Shared Ownership could provide both Protection and Tax Planning.

What is a Shared Ownership?

  • Protect your business from financial hardship in the event of the death of the key shareholder
  • As an added bonus, provide tax sheltered growth within the policy
  • Provide cost-effective life insurance for the company and the key shareholder

Contact Glendinning Insurance Services for more information on what plans would work best for you and your business.

We have a small company of less than 10 employees and Pam has always gone above and beyond to ensure we have the most cost effective comprehensive coverage for our team. Her assistance with any claims has always been more than expected. Pam is very knowledgeable, professional and caring and I highly recommend her company.
Pamela is very professional, approachable, knowledgeable, and client focused. She has setup our small businesses with an affordable benefits package. She is always reachable and willing to help and make sure the clients are being looked after.
Pamela and her team at Glendinning Insurance Services are exceptional. They are progressive, listen to their clients needs, and provide excellent client service. What makes them really stand out, is that they care. They care about their clients and their well-being; I highly recommend reaching out to Pamela to see how she might best support you and your business.
Are you in need of a trustworthy insurance broker that actually cares about your business? Our group of 6 companies has been working with Pamela Glendinning of Glendinning Insurance Service for over a decade. We'd highly recommend her!

If you have a question, we have the answer!