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Hello there dear readers, and welcome to Part 3 of our series Right Drug, Right Dose?  The Perspective Expands.  And yes, after Part 2 I can hear the collective and very fun "whew" for you.  It was indeed detailed and highly important that you were able to garner the wisdom presented by Dr. Ruslan Dorfman from…

Hello dear readers and welcome to Part 2 of our series Right Drug, Right Dose?  The Perspective Expands.  Before I present today's offering please allow me a moment to thank all of you who have graciously responded to the series so far.  It is indeed warming to me that you take some of your very…

Pharmacogenetics My excitement about the subject we are addressing here continues without abatement, and the more I dig into it, the more I realize the huge impact it is going to have in our insurance industry as the move towards “customized” medical and remedial therapies becomes more in demand. To give you more of the…

I am very excited!  Before I go on I must share with you that, yes, blogs do work. Recently I wrote a blog piece entitled: Right Drug, Right Dose?  As is my usual expectation that the entire community will leap, drop everything they are doing, and devour my missives with unrestrained anticipation.  "Really" you say! …

 is on the rise—not just among those who are older— and 3 out of 5 Canadians have a chronic illness1 Empire Life is asking the question: Are you Underestimating the Impact of Chronic Disease? Chronic disease is on the rise and not just for elderly people, 3 out of 5 Canadians have a chronic illness.…

I have been talking a lot about prescription drugs and how it affects your employee benefit program. My Blog has spoken about abuse, non adherence, and the last webinar I attended, given by Telus Health, was about Pharmacogenetics. What is Pharmacogenetics? It is the study of how the actions of and reactions to drugs vary…

I realize that you will get this post after the holiday, but I still wanted to recognize the day.  My curiosity has gotten the best of me this year and I want to better understand the statutory holidays we enjoy in our country. Wikipedia describes it as follows: Frequently referred to as "Canada's birthday", particularly…

I'm doing everything I can to control the cost of your employee benefits. My question is "Are you doing everything you can to control your benefit costs?" As a diligent broker representing Employee Benefits, the complaint I hear the most when I go in to see a client is, Why are my rates so high?,…

A friend of mine always reminds me, "No facts in the future."   When I grew up as a teenager, society often considered people who smoked marijuana and hash as stoners. In my Insurance career, I have come to know that Insurance Companies are very conservative.  The fact that they have accepted marijuana and hash usage…