I Hope I Never Have to Deliver this News Again

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I know that I have been stressing lately that understanding the contracts that you purchase is important and this week was an example where neither the purchaser, the beneficiary nor the person selling the policy understood the outcome of the policy that was purchased.  An employee of one of […]

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Is it Possible to Play too Hard?


I have no idea where the week went, the skiing was so much fun this weekend and next thing I know it is Monday Morning.  What???  I have a Blog that goes out at noon on Monday.  Yikessssss Thank you Big White and my skiing friends for an […]

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What is the Maximum Risk to Your Company?

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Do you understand what the Pooled portion of your Employee Benefit Program is? The pooled portion of your Extended Health Benefit (EHB) is normally around $10,000 and it is your risk, similar to a deductible.  The first $10,000 an employee and/or their family spend will affect your rates next year.  […]

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