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Read more on Castanet – Prescription for Drug Costs
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Castanet – Prescription for Drug Costs

On Saturday January 23, 2016 Castanet reported that the Federal Liberal Government announced a bulk buying program that should reduce the costs of prescriptions.  They did not speak to whether it was Generic and/or Brand name drugs. Currently each province has their unique health care program and as mentioned in the article they are hoping…

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Read more on Understanding Suicide Attempts and your Insurance – AD&D
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Understanding Suicide Attempts and your Insurance – AD&D

Accidental Death and Dismemberment (AD&D) defines "Accident" means a single, sudden, violent, unintended, unexpected, external event that causes a Loss of independent of any other cause. Under the AD&D "Exclusions" in Empire Life's contract, reads: "The benefits of this provision would not be payable if the Loss results directly or indirectly from: a) suicide, attempted suicide,…

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Read more on Is Lack of Adherence to Medication Costing the Benefit Plan Money?
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Is Lack of Adherence to Medication Costing the Benefit Plan Money?

A huge number of people don't take their medications properly.  According to the World Health Organization, adherence to long-term therapy for chronic illnesses in developed countries such as Canada averages just 50%. Thirty-seven per cent of Canadians today are managing a chronic condition, including illnesses such as arthritis, hypertension, diabetes and asthma.  These conditions are…

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