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Previously the talk around high cost drugs came from biologics and the concern that they might not be able to create generic alternatives.  Recently, some generic alternatives have been introduced for some of the high cost biologics and have assisted in bringing the costs down.  The new high cost drugs are for Cancer, High Cholesterol…

My Dear Readers, Before reading this article, I want to confirm that this is not the opinion of Glendinning Insurance Services.  I am reporting based on the buzz I have been hearing over the past couple years in the Insurance Industry. The majority of Paramedical Practitioners included under your employee benefit plan are: Chiropractor Acupuncture Massage Therapist…

In regards to my blog last week on "Change to Employment Insurance", I am waiting for clarification on how Employment Insurance will handle the Waiting Period if the disability is less than 17 weeks.  As soon as I receive further information, I will inform you. In the meantime, I wanted to share this information on…

Employment Insurance offers a Short Term Disability Benefit Program to Employees, for 17 weeks.  Over the past few years, several Employers have been removing their Short Term Disability benefit through their Group Employee Benefit Program and opting to use Employment Insurance.  Since the majority of the claims during the working years are sickness, several companies…

I am afraid the summer got the better of me and my regular Monday post was interrupted last week by me Living a Life Worth Insuring! A little background on this Labour Day weekend we are enjoying. Background The origins of Labour Day can be traced back to April 15, 1872, when the Toronto Trades Assembly…

Welcome dear readers to the final and Part 4 of our series Right Drug, Right Dose?  The Perspective Expands. This has been an incredible journey of learning for me, and the feedback and input I received from you has added greatly to the experience, and I thank you deeply. I am very excited to now be…

Hello there dear readers, and welcome to Part 3 of our series Right Drug, Right Dose?  The Perspective Expands.  And yes, after Part 2 I can hear the collective and very fun "whew" for you.  It was indeed detailed and highly important that you were able to garner the wisdom presented by Dr. Ruslan Dorfman from…

Hello dear readers and welcome to Part 2 of our series Right Drug, Right Dose?  The Perspective Expands.  Before I present today's offering please allow me a moment to thank all of you who have graciously responded to the series so far.  It is indeed warming to me that you take some of your very…

Pharmacogenetics My excitement about the subject we are addressing here continues without abatement, and the more I dig into it, the more I realize the huge impact it is going to have in our insurance industry as the move towards “customized” medical and remedial therapies becomes more in demand. To give you more of the…