Pacific Blue Cross put out an Information Update on changes to Fair PharmaCare’s Reference Drug Plan (RDP). If an employee has a comprehensive drug plan, this change will not be noticed by the them, however, the employer will see this cost shift in their Employee Benefit Programs.
What is the Reference Drug Plan (RDP) Program?
RDP was introduced in 1995 to encourage cost effective prescribing within five therapeutic categories. For each RDP category, PharmaCare designates one or more “reference” drugs. The daily cost of the usual dose of one of the reference drugs becomes the maximum daily amount covered by PharmaCare for non-reference drugs within the same therapeutic category.
Let’s start a conversation on how this change affects your Extended Health Care benefit and future rates.
Glendinning Insurance Services