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Specialized Treatment Facilities

recovery

In regards to my blog last week on “Change to Employment Insurance”, I am waiting for clarification on how Employment Insurance will handle the Waiting Period if the disability is less than 17 weeks.  As soon as I receive further information, I will inform you.

In the meantime, I wanted to share this information on treatment facilities.

If you have benefits with Empire Life, you should check your contract to see if you have coverage for people with addictions who are looking to rehabilitate.  There are parameters around the treatment facility that Empire Life will reimburse for.

The facilities Empire Life currently has on our list where they would pay for treatment are:

Empire usually assess these types of facilities on a case by case basis as they come in.

Criteria include:

  • institution or establishment is for the reclamation and cure of alcoholism, drug and gambling addiction, mental illness and eating disorders
  • qualified to participate in, and eligible to receive payments under and in accordance with the provisions of the Provincial Hospital Act
  • located in Canada,
  • operated in accordance with the applicable laws of the jurisdiction in which it is located,
  • licensed institution under The Private Hospitals Act is in force,
  • has a licensed Physician and Registered Nurses (R.N) in attendance 24 hours a day,
  •  is regularly engaged in providing room and board and treatment for alcoholism, drug and gambling addictions, mental illness or eating disorders,
  •  is authorized to administer medication to patients on the order of a Physician, and
  • is not, other than incidentally, a home for the aged, blind, or deaf, a domiciliary care home, or a maternity home.

If you would like to find out more about this benefit or talk about your contract, please contact Glendinning Insurance Services.

Live a Life Worth Insuring!