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I wanted to remind everyone how important it is to ensure that employees are added to the Employee Benefit Program within 30 days of the end of the Waiting Period. The below is an article out of "Smallbiz Advisor": The Headache of Late Applicants BY Joe Demelo, TRG Benefits Group | February 26, 2013 Does…

As a broker my job is be informed of options for my clients, and present them.  The job of the client is to ensure that they choose the option that best works for their Company and Employees. Health Care Spending Accounts (HCSA) can help control the ongoing costs of benefit programs, but is not the solution…

The Financial Post wrote about Martin Shkreli who increased the cost of the drug Daraprim by 5,000%.  This drug is used for people who suffer from HIV.  His reason for the increase was the company is not profitable and he wants to use the profits to do more research.  He apparently wants to make the drug safer with less side…

I consistently hear that one of the biggest challenges Employers have is in managing the Employees that work with them. Glendinning Insurance Services is happy to provide some Tools for your Toolbox that will assist in creating or continuing Organizational Health. Presenters Peter Comrie - Vcademy Presentation: How we Got to Where we Are Lisa…

You or your travelling companion on your behalf, MUST CONTACT the Out of Country provider's 24 hour Assistance line IMMEDIATELY if you or one of your dependents experiences a travel emergency. It is important the contact be made prior to receiving medical care, except where advance notice cannot reasonably be provided due to medical or…

I wanted to touch on this topic due to the controversy created around the Million Dollar Baby.  I’m not privy to the medical information on this case, so I will not speak directly to the case.  This article will take the mystery out of Travel and Pregnancy. The wording in the contract for pregnancy is…

The area that creates the most controversy and media attention are pre-existing conditions and travel.  When you hear the stories in the media, it is prudent to remember that the Insurance Company is unable to provide their side of the story due to the Privacy Act. I will make it very simple, if you have…

The first part I would like to talk about is Travel Advisories.  You are responsible for knowing if an area you are travelling to is under a Travel Advisory.  If you are concerned about an area, please check the Government’s Travel Advisory Website; http://travel.gc.ca/travelling/advisories The warnings you will see on this site are as follows:…

At Glendinning Insurance Services we are exceptionally proud of the people who have chosen to work with us. One of those special people is our Administrative Manager, Stephanie Burtenshaw. Stephanie came to the company sporting an accomplished Insurance background, oh, and with her dog Schnitzal. As Glendinning Insurance Services is a dog friendly company, my…