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I was on a webinar with Empire Life regarding their Employee Assistance Program (EAP) through Aspiria.  The webinar was interesting because they spoke about why people contact an EAP provider. The one I think I was most surprised by was Climate Change, which is the number 2 reason for people to contact an EAP provider. …

Sun Life has just announced that you can purchase additional coverage for Gender Transition Surgery. I understand that the transgender community has not adopted the rainbow flag.  I liked the picture and I do feel for most people these colours represent diversity.  I hope that I haven't offended anyone by my choice of picture. "Sun…

With mental health being the leading cause of short and long term absenteeism in the work place, do you have an Employee Assistance Program (EAP)?  Do you understand what an EAP is? According to Benefits Canada's article, the number one health issue that prevents people from showing up at work is mental health, followed by…

If you have been following my Blogs you might have noticed that I have been following the conversation on the National Pharmacare.  Sun Life has provided an update on the talks. They have recognized three major areas of concern:  Too many Canadians cannot afford the prescription drugs they need.  Access to prescription drug coverage is…

This blog has nothing to do with Insurance. For the last 5 weeks I have been working with Allie Browning on my nutrition. Allie is one of the personal trainers at the gym I go to, Bodyshop Training Centre.  For the record, all of the coaches at the gym are really good, Allie is the one who deals with…

I was reminded once again this month why I enjoy working with certain Insurance Companies. As most of you know I have become a bit of an expert on Out of Country Coverage  and with each policy I have sold I have learned more.  In my Employee Benefits Practice I tend to gravitate to certain companies…

Best Doctors is included in the majority of the Employee Benefit Programs and some Individual Critical Illness policies, and I feel that this program isn't promoted enough.  Empire Life put on a webinar about Best Doctors to provide more information on this benefit.  Basically, Best Doctors gives you a 2nd opinion on your medical diagnosis.  Which in Canada we…

Did you get to spend time with family, friends, travel, etc…?  I spent one of my days up on the ski hill and I don't think I could of timed the day any better.  There was fresh snow and we spent our day in the trees, on moguls and skiing powder.  It was an amazing…

The majority of employers I work with have the employees pay some portion of the premium for their Employee Benefit Plan.  Other than sharing the cost of the benefit plan, there are some tax advantages for Employees.  If an employee pays 100% of the premium for the Pooled Benefits, with After Tax Dollars, the benefits will…